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CowTimes 03-18-2020 01:23 PM

Quote:

Originally Posted by Major (Post 328162)
I'm sorry, but what happens in Italy has little or no bearing on what happens in the U.S.

Makes zero sense. How a disease spreads and its death rate doesn’t change by crossing borders into a different country. Recall that this is a virus. You can’t cure it with antibiotics, all you can do is try to manage its symptoms and thereby only save some with medical treatment.

Quote:

Originally Posted by Major (Post 328162)
Regardless, with socialized medicine, which certain segments of our country are clamoring for, deciding on who to treat or not treat is part of the deal. That is why a free-market health care system is superior.

Good to know that our free-market health care system is going to save us, particularly when we have the same shortage of ventilators that Italy is facing. You state your concern for the wait staff and hourly employees, but many of those folks don’t have insurance in our free-market system. Are the hospitals supposed to turn them away so they can be the ones dying on the streets instead of getting some help in a hospital? The only difference between free-market and socialist health care systems in a pandemic is that the most vulnerable in a free-market system are the ones that will be turned away.

The entire point of “flattening the curve” is so less people are turned away and, hopefully, less people get sick. The lack of capacity of the health care system does not depend on whether it is a free-market or socialist medical system.

Quote:

Originally Posted by Major (Post 328162)
My guess is that you don't own a small business. You wouldn't understand the frustration of having your business being destroyed and witnessing your employees suffering. As we speak, a good portion of our population is wondering how it will pay bills, feed families, and keep their homes. The economic price paid by this overreaction will be tremendous. And small businesses, especially restaurants, are wondering when and if they will ever reopen. Their lives matter too.

All lives matter. That is the whole point. And thanks for jumping to conclusions, but I have a professional services firm that is being devastated financially here. At the end of the day, we have to make decisions about putting the health of the country, collectively, ahead of business and even individuals. It will be hard, but we’ll get through it. Yes, some bills will go unpaid and there will be struggle, but the goal is that we don’t have millions dead.

How many people in NH need to die before you think it is justified to close restaurants, etc.? 100? 1,000? 10,000? Don’t forget, by the time you have a 100 deaths, you’ve already given 1,000 more an irreversible death sentence.

Quote:

Originally Posted by Major (Post 328162)
To date, the H1N1 crisis was far worse. (The present Chinese coronavirus could end up being worse, we just don't know.) How did we handle that? We didn't have reports from this country or that stating that the sky is falling. We didn't have the media or social media stirring us into a panic. We dealt with it by being responsible and taking metered steps in preventing its spread.

Since you have determined this country’s government—both sides of the aisle—are being irresponsible and overreacting, perhaps you can provide us with your credentials on epidemiology that anyone should take your advice over the head of the NIH or the CDC?

Major 03-18-2020 01:57 PM

Quote:

Originally Posted by CowTimes (Post 328163)
Makes zero sense. How a disease spreads and its death rate doesn’t change by crossing borders into a different country. Recall that this is a virus. You can’t cure it with antibiotics, all you can do is try to manage its symptoms and thereby only save some with medical treatment.

Meaning how Italy handles or doesn't handle a crisis has no bearing on the U.S.

Quote:

Originally Posted by CowTimes (Post 328163)
Good to know that our free-market health care system is going to save us, particularly when we have the same shortage of ventilators that Italy is facing. You state your concern for the wait staff and hourly employees, but many of those folks don’t have insurance in our free-market system. Are the hospitals supposed to turn them away so they can be the ones dying on the streets instead of getting some help in a hospital? The only difference between free-market and socialist health care systems in a pandemic is that the most vulnerable in a free-market system are the ones that will be turned away.

Before Obamacare exponentially increased premiums, catastrophic insurance was affordable. As far as I know, hospitals never turned anyone away, before or after Obamacare. Whether someone decides to sacrifice to pay for insurance is a personal decision.

Quote:

Originally Posted by CowTimes (Post 328163)
The entire point of “flattening the curve” is so less people are turned away and, hopefully, less people get sick. The lack of capacity of the health care system does not depend on whether it is a free-market or socialist medical system.



Quote:

Originally Posted by CowTimes (Post 328163)
All lives matter. That is the whole point. And thanks for jumping to conclusions, but I have a professional services firm that is being devastated financially here. At the end of the day, we have to make decisions about putting the health of the country, collectively, ahead of business and even individuals. It will be hard, but we’ll get through it. Yes, some bills will go unpaid and there will be struggle, but the goal is that we don’t have millions dead.

Easier said than done. Ask the restaurant owners on this Forum what they think. They can sleep easy knowing that at least according to you, it will be hard but they'll get through it. I'm in the professional services business, and although our employees are working remotely, our industry isn't devastated.

Quote:

Originally Posted by CowTimes (Post 328163)
How many people in NH need to die before you think it is justified to close restaurants, etc.? 100? 1,000? 10,000? Don’t forget, by the time you have a 100 deaths, you’ve already given 1,000 more an irreversible death sentence.

This is an easy one. 1500 in the U.S. There is precedence for this number. That is when our former president declared H1N1 an emergency. We are at 112 in the U.S. as this post is being written. And to the best of my knowledge, no one under 30 has died from the virus.

Quote:

Originally Posted by CowTimes (Post 328163)
Since you have determined this country’s government—both sides of the aisle—are being irresponsible and overreacting, perhaps you can provide us with your credentials on epidemiology that anyone should take your advice over the head of the NIH or the CDC?

There are a lot of so-called experts, in many areas of life, who I wouldn't listen to. There are a lot of lay people, who possess tremendous wisdom, who I would always listen to. This is my opinion, which I'm an expert at.

One question Cow, what was your response to H1N1 in 2009? Other than the hysteria created by the media and swallowed by our government, I fail to see any meaningful difference.

CowTimes 03-18-2020 02:16 PM

Quote:

Originally Posted by Major (Post 328168)
There are a lot of so-called experts, in many areas of life, who I wouldn't listen to. There are a lot of lay people, who possess tremendous wisdom, who I would always listen to. This is my opinion, which I'm an expert at.

I know of not a single epidemiologist that shares your “opinion.” And professing your “opinion” on an issue of a public health emergency—something which you apparently have no credentials for—is frankly irresponsible. Those who ignore the science and experts in a pandemic are the ones who will not be taking precautions, and will be the ones that are unknowingly spreading the disease and, in my view, ultimately responsible for killing people.

We should all be sure to reach out to you for your medical advice if one of our loved ones gets sick due to the actions of those who refuse to abide by the unwavering consensus of the medical community.

Seaplane Pilot 03-18-2020 02:28 PM

My god, how long will it take before people start jumping out of tall buildings?

If I see or hear the term "SOCIAL DISTANCING" one more freaking time, I will be the first one off the ledge!!!

Major 03-18-2020 03:00 PM

Quote:

Originally Posted by CowTimes (Post 328174)
I know of not a single epidemiologist that shares your “opinion.” And professing your “opinion” on an issue of a public health emergency—something which you apparently have no credentials for—is frankly irresponsible. Those who ignore the science and experts in a pandemic are the ones who will not be taking precautions, and will be the ones that are unknowingly spreading the disease and, in my view, ultimately responsible for killing people.

We should all be sure to reach out to you for your medical advice if one of our loved ones gets sick due to the actions of those who refuse to abide by the unwavering consensus of the medical community.

I bet you believe all of the so-called expert climatologists who claim that climate change is an existential threat. I bet you don't know one of these so-called experts who deny climate change, or should I say manmade climate change. Point is, don't believe everything the so-called experts say.

I may not be an expert, but I possess common sense, which is vastly eroding in our society. Just because it's written doesn't make it so.

CowTimes 03-18-2020 03:42 PM

Common sense is apparently very much in the eye of the beholder. I’ll stick with the consensus of the medical community.

Andromeda321 03-18-2020 03:55 PM

Imagine having so much hubris to imagine that you know more about this virus than all the medical doctors and epidemiologists of the world combined who study diseases all their lives.

FlyingScot 03-18-2020 03:58 PM

Quote:

Originally Posted by Major (Post 328162)
I'm sorry, but what happens in Italy has little or no bearing on what happens in the U.S. Regardless, with socialized medicine, which certain segments of our country are clamoring for, deciding on who to treat or not treat is part of the deal. That is why a free-market health care system is superior.

My guess is that you don't own a small business. You wouldn't understand the frustration of having your business being destroyed and witnessing your employees suffering. As we speak, a good portion of our population is wondering how it will pay bills, feed families, and keep their homes. The economic price paid by this overreaction will be tremendous. And small businesses, especially restaurants, are wondering when and if they will ever reopen. Their lives matter too.

To date, the H1N1 crisis was far worse. (The present Chinese coronavirus could end up being worse, we just don't know.) How did we handle that? We didn't have reports from this country or that stating that the sky is falling. We didn't have the media or social media stirring us into a panic. We dealt with it by being responsible and taking metered steps in preventing its spread.

Personally, I don't want to see it spread, and have loved ones would probably wouldn't survive if they were afflicted with it. However, even they say it's an overreaction.

I am the Chairman and a significant shareholder of a medium size business that may be slammed by our customers' Coronavirus precautions. But I support these steps 100%, maybe 110% in that I wonder if we should do more.

Most seasoned business people understand that they are always in a tough competitive situation, fighting pressures from all directions. I will not be complaining about the government, I will be working hard to mitigate the damage, and praying that no one dies.

Major 03-18-2020 04:09 PM

Some Fun Facts
 
Here are some facts about the Chinese coronavirus:

218 - confirmed cases in Massachusetts
26 - confirmed cases in New Hampshire
0 - deaths in Massachusetts
0 - deaths in New Hampshire

Look, I am not saying that we should be carefree. But you have to admit that to effectively close Massachusetts and New Hampshire because of 244 confirmed cases is severely overreacting. That's 0.003 percent of the combined population! All I'm saying a more metered approach, that did not wipe out huge sectors of our economy, notably the restaurant business, would have been a much better approach.

Major 03-18-2020 04:16 PM

Quote:

Originally Posted by FlyingScot (Post 328188)
I am the Chairman and a significant shareholder of a medium size business that may be slammed by our customers' Coronavirus precautions. But I support these steps 100%, maybe 110% in that I wonder if we should do more.

Most seasoned business people understand that they are always in a tough competitive situation, fighting pressures from all directions. I will not be complaining about the government, I will be working hard to mitigate the damage, and praying that no one dies.

What if you are Sam or Baygo, and had your business completely shut down? What if there was a good chance that your business may not reopen? What if you lost your business? Would you be so magnanimous?

I co-manage a law firm having 65 employees and a $20,000,000 budget. I know first-hand what this is going to do to us. Clients are going to feel like they have a green light to not pay us. We are planning for this. However, I am reasonably sure that we are not going to SHUT DOWN because of this. You can bet I would be super pissed if that were the case.

Major 03-18-2020 04:18 PM

Quote:

Originally Posted by Andromeda321 (Post 328187)
Imagine having so much hubris to imagine that you know more about this virus than all the medical doctors and epidemiologists of the world combined who study diseases all their lives.

Not all. Dr. Drew thinks this is an overreaction.

gwhite13 03-18-2020 04:38 PM

Unfortunately, fox news is going to lose a lot of dedicated viewers.

joey2665 03-18-2020 04:48 PM

Quote:

Originally Posted by gwhite13 (Post 328199)
Unfortunately, fox news is going to lose a lot of dedicated viewers.

and why is that?

Andromeda321 03-18-2020 05:08 PM

Quote:

Originally Posted by Major (Post 328196)
Not all. Dr. Drew thinks this is an overreaction.

Imagine having the hubris to believe an addiction specialist over all the world's epidemiologists and disease specialists. Not cherry picking at all!

FlyingScot 03-18-2020 05:15 PM

Quote:

Originally Posted by Major (Post 328195)
What if you are Sam or Baygo, and had your business completely shut down? What if there was a good chance that your business may not reopen? What if you lost your business? Would you be so magnanimous?

I co-manage a law firm having 65 employees and a $20,000,000 budget. I know first-hand what this is going to do to us. Clients are going to feel like they have a green light to not pay us. We are planning for this. However, I am reasonably sure that we are not going to SHUT DOWN because of this. You can bet I would be super pissed if that were the case.

I would be very upset, and I would attribute it to the virus, not the President or Governor.

Major 03-18-2020 05:21 PM

Quote:

Originally Posted by Andromeda321 (Post 328208)
Imagine having the hubris to believe an addiction specialist over all the world's epidemiologists and disease specialists. Not cherry picking at all!

Like the alarmists climate experts, most of the so-called epidemiologists and disease specialists you mention are government employees and benefit from large government. Isn't it in their best interest to take the most conservative approach. They cannot be wrong. They can say they told us so if our leaders took a different approach. However, if they offered a metered approach then they may be second guessed.

I see this when our firm seeks outside experts to help us navigate issues with our firm. For example, if we have an HR issue or a tax issue, I can count on our HR counsel and or our accountant to provide us the most conservative advice, costing us the most money.

A healthy amount of skepticism isn't necessarily a bad thing, especially when it concerns our government.

Major 03-18-2020 05:26 PM

Quote:

Originally Posted by FlyingScot (Post 328210)
I would be very upset, and I would attribute it to the virus, not the President or Governor.

The government, and its decisions concerning the virus, is what caused you to lose your business, not the virus.

Someone mentioned the ill-fated cash for clunkers program. That program killed the used car industry in NH for many years. It was stupid. I know several used car dealerships who lost their businesses. Sometimes the government makes bad decisions.

kawishiwi 03-18-2020 05:56 PM

Huh
 
Quote:

Originally Posted by Major (Post 328192)
Here are some facts about the Chinese coronavirus:

218 - confirmed cases in Massachusetts
26 - confirmed cases in New Hampshire
0 - deaths in Massachusetts
0 - deaths in New Hampshire

Look, I am not saying that we should be carefree. But you have to admit that to effectively close Massachusetts and New Hampshire because of 244 confirmed cases is severely overreacting. That's 0.003 percent of the combined population! All I'm saying a more metered approach, that did not wipe out huge sectors of our economy, notably the restaurant business, would have been a much better approach.

And I would have guessed you actually understood exponential mathematics. I guess not.

Andromeda321 03-18-2020 06:40 PM

Quote:

Originally Posted by Major (Post 328212)
Like the alarmists climate experts, most of the so-called epidemiologists and disease specialists you mention are government employees and benefit from large government. Isn't it in their best interest to take the most conservative approach. They cannot be wrong. They can say they told us so if our leaders took a different approach. However, if they offered a metered approach then they may be second guessed.

I see this when our firm seeks outside experts to help us navigate issues with our firm. For example, if we have an HR issue or a tax issue, I can count on our HR counsel and or our accountant to provide us the most conservative advice, costing us the most money.

A healthy amount of skepticism isn't necessarily a bad thing, especially when it concerns our government.

Ok, boomer.

Major 03-18-2020 06:53 PM

Quote:

Originally Posted by Andromeda321 (Post 328223)
Ok, boomer.

Wrong. Born in 1965.

gillygirl 03-18-2020 07:02 PM

Quote:

Originally Posted by Andromeda321 (Post 328223)
Ok, boomer.

Shut up with this phrase already. I'll say again, I hope you're not an educator.

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Major 03-18-2020 07:45 PM

And in any event, since when is it a put down to be a boomer?


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joey2665 03-18-2020 07:45 PM

Quote:

Originally Posted by Major (Post 328226)
Wrong. Born in 1965.

Me too!!!!


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Andromeda321 03-18-2020 08:11 PM

Quote:

Originally Posted by gillygirl (Post 328229)
Shut up with this phrase already. I'll say again, I hope you're not an educator.

My students do not put any ideologies before facts, nor casually insult the professions of others. They're also definitely not the "snowflake generation" the older ones claim they are, based on the reactions here to a popular phrase all around the Internet that is not about age, but responding to asinine assertions.

I'm out, peace.

Garcia 03-18-2020 08:20 PM

Quote:

Originally Posted by Major (Post 328226)
Wrong. Born in 1965.

A Generation X slacker:)

Major 03-18-2020 08:43 PM

Quote:

Originally Posted by Garcia (Post 328244)
A Generation X slacker:)

Correct. Nailed it!


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joey2665 03-18-2020 08:43 PM

Quote:

Originally Posted by Garcia (Post 328244)
A Generation X slacker:)

Actually 1965 is on the cusp some say it’s a Gen X birth year some say Baby Boomer


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Sue Doe-Nym 03-18-2020 10:30 PM

Topic change?
 
What a shock....we have gone from why Gov. Sununu decided to ruin the hospitality sector to testosterone-laced comments re whose fault this whole Coronavirus disaster belongs to, topped off with Gen X vs Boomer comments. Hmmm...how about this? If any of you, born in the ‘60’s or so, have offspring known as “Millennials “, would you please be kind enough to tell them to stay the hell out of the bars and off the beaches during spring break so that we might have a chance to limit the spread of this deadly virus? We need to pull together to fight this, and many in the younger generation just don’t get it, or choose not to.

Mr. V 03-18-2020 10:53 PM

Quote:

Originally Posted by Sue Doe-Nym (Post 328260)
If any of you, born in the ‘60’s or so, have offspring known as “Millennials “, would you please be kind enough to tell them to stay the hell out of the bars and off the beaches during spring break so that we might have a chance to limit the spread of this deadly virus? We need to pull together to fight this, and many in the younger generation just don’t get it, or choose not to.

The corona virus isn't targeting them, so why would they worry?

They're still young enough to feel immortal, and hey, when the older generation dies they'll get their inheritance that much quicker.

Leoskeys 03-18-2020 10:57 PM

Doctor’s and nurses are sounding the alarm. Not just government.
 
Quote:

Originally Posted by Major (Post 328212)
Like the alarmists climate experts, most of the so-called epidemiologists and disease specialists you mention are government employees and benefit from large government. Isn't it in their best interest to take the most conservative approach. They cannot be wrong. They can say they told us so if our leaders took a different approach. However, if they offered a metered approach then they may be second guessed.

I see this when our firm seeks outside experts to help us navigate issues with our firm. For example, if we have an HR issue or a tax issue, I can count on our HR counsel and or our accountant to provide us the most conservative advice, costing us the most money.

A healthy amount of skepticism isn't necessarily a bad thing, especially when it concerns our government.

The Doctors and nurses on the front lines are sounding the alarm too. Liberal and conservative health care professionals who are on the front lines. A few days ago our numbers were tracking like Italy(see link), and we haven’t tested a fraction, so who knows where this goes. But if we did nothing, who knows. NJ, NY, and CT are skyrocketing. Let’s not risk it.
https://www.vox.com/policy-and-polit...pore-hong-kong

gillygirl 03-18-2020 11:21 PM

Quote:

Originally Posted by Andromeda321 (Post 328242)
My students do not put any ideologies before facts, nor casually insult the professions of others. They're also definitely not the "snowflake generation" the older ones claim they are, based on the reactions here to a popular phrase all around the Internet that is not about age, but responding to asinine assertions.

I'm out, peace.

I know several millennials for whom it is definitely about age. “The Boomers ruined our prospects. It’s all their fault I have huge student loans.” How about not going to a $50k/year school for a profession that won’t allow you to pay back those loans?

When I taught, the majority of my students fit into the “snowflake” category. Surprisingly, the hockey players were some of my best students.


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gravy boat 03-19-2020 06:52 AM

Hospitals v doc office
 
Yesterday I needed to see my doc for a sudden ailment (not respiratory) and was able to get an appointment at around noon, within 90 minutes of my calling. I was the only one in the waiting room. My being there solo and the ability to get in and out fast tells me that so far the spread is limited here... so far.

drwamcross 03-19-2020 08:35 AM

SBA Disaster Loans
 
1 Attachment(s)
The State of New Hampshire has submitted a request to SBA for a declaration to make small businesses eligible for loans under their Economic Injury Disaster Loan Program. The request has already been submitted and approved for Massachusetts with the following New Hampshire counties included: Rockingham, Cheshire and Hillsborough. It is anticipated that New Hampshire's request will be approved today. Attached is the SBA Fact Sheet issued for the Massachusetts declaration.

christo1 03-19-2020 09:15 AM

I just wish we could have a political cease fire until this was over ......probably same odds of me hitting lottery

tis 03-19-2020 09:29 AM

I am so sad for those in the restaurant industry. Let's just hope this can end sooner rather than later. I'm not sure how much good a loan does if they don't have any money to pay it back.

baygo 03-19-2020 09:49 AM

Quote:

Originally Posted by tis (Post 328304)
I am so sad for those in the restaurant industry. Let's just hope this can end sooner rather than later. I'm not sure how much good a loan does if they don't have any money to pay it back.

As is always the case the benefit will vary on a per business bases. I personally have very little debt associated with our business, however the debt I do have is short term and a bit higher interest rate than SBA. An SBA loan would enable me to consolidate my debt at a lower rate for a period of up to 30 years. This can reduce monthly payments significantly which would be beneficial should this crisis go the expected 12 to 18 months full-term. Should I re-open an get in full stride sooner I will always have the option of paying down the debt sooner.

ishoot308 03-19-2020 10:01 AM

Quote:

Originally Posted by tis (Post 328304)
I am so sad for those in the restaurant industry. Let's just hope this can end sooner rather than later. I'm not sure how much good a loan does if they don't have any money to pay it back.

Agreed on the loan part Tis! Also the tax credits the government is offering are kinda useless as a business has to show a profit in order to put them to any use! I doubt many small businesses will show much of a profit this year, it's going to be tough enough just to keep the doors open!!

Dan

FlyingScot 03-19-2020 10:26 AM

Quote:

Originally Posted by Leoskeys (Post 328263)
The Doctors and nurses on the front lines are sounding the alarm too. Liberal and conservative health care professionals who are on the front lines. A few days ago our numbers were tracking like Italy(see link), and we haven’t tested a fraction, so who knows where this goes. But if we did nothing, who knows. NJ, NY, and CT are skyrocketing. Let’s not risk it.
https://www.vox.com/policy-and-polit...pore-hong-kong

My cousin is a doctor at a large teaching hospital in NYC. He just tested positive. He's OK on symptoms (bad cold), but his wife reports that the health care providers are are going down first (no surprise), and that there is virtually no support for them or their families. She cannot even get a test, even though she's living with an infected MD

Hillcountry 03-19-2020 10:59 AM

Quote:

Originally Posted by tis (Post 328304)
I am so sad for those in the restaurant industry. Let's just hope this can end sooner rather than later. I'm not sure how much good a loan does if they don't have any money to pay it back.

Not just the restaurant industry...
I have one daughter (expecting a daughter in May) :D who is a small business owner.
She is the owner of a massage salon in Hampton NH. She closed her doors yesterday. The older daughter and single mother of a 5 year old is a hair stylist and her shop just closed as well...the uncertainty of where this will go, economically, is overwhelming.

Woodsy 03-19-2020 11:07 AM

This is a HUGE disaster for the 108M people employed by the service industries... almost 1/3rd of the US population. Luckily the Fed & government are moving quickly to prop up these businesses & people. Hopefully it will be enough, but I do forsee quite a few closings.


Woodsy


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