Quote:
Originally Posted by phoenix
cadillac plans tend to pay every last dollar of health cost so the user has no incentive to curb usage. I think the goal of taxing these plans is to get both sides to agree to health plans that most people have ; that is they require some level of deductibles or co- insurance .This may make individuals have as they say" a little skin in the game".
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Actually, many people covered by their employers have what the government will consider a "cadillac" plan. The problem could be that it will cost more money (or reduced coverage) for many people to pay for those without insurance. It's not a small number of people who are covered by their employer.
http://www.usatoday.com/news/health/...e-reform_N.htm