What good will it do?
Bigdog, as you obviously know "most" condo ownership rights are from the exterior framing in, (windows, siding, decks, roofing, building frame and foundations all owned by the association, and require approval to renovate). If you have flood insurance on the interior but the condo association does not have flood insurance on the exterior, what are you really insuring. If the building gets damaged in a flood and the association's insurance company will not pay to repair or replace their portion, will the association pick up the tab and rebuild, or do you get a check and told to walk along your merry way. Having money to rebuild the interior of a building that won't have an exterior seems odd to me. I would think that the bank would require the association to have some type of flood policy as well or whats the point.
I am with AW on this, fight hard, if they won't budge then how bad do you really want it.
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