Hey guy....you probably know that insurance usually does not pay new replacement cost but pays out actual cash value (depreciation) minus the deductible for comprehensive coverage like hitting a moose, or breaking through the ice...or having a tree fall on machine....
At $5000., that seems like some fast easy money for Gulbicki....and probably insurance pays for all the $5000 as a cost of recovery which has no deductible for the policy holder...
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... down and out, liv'n that Walmart side of the lake!
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