[fatlazyless]

I've read in one of those backpage articles in the Union Leader that about 41% of NH boaters are boating with no insurance, so it seems likely to apply to snowmobiles and atv's too.

Removing a Ranger from 15' wihout insurance probably ends up costing a whole lot less than Gulbicki's $5000 removal fee when the uninsured owner calls around and chat's up the tow removal-diver co; "Ranger down 15'-no insurance-whatcha gonna deal me buddy?" You can alway, always, always find someone from Groton or Thornton or Alton or somewhere who will do a good job for a lot less. There's always someone willing to do it for less, when it's cash with no insurance, plus you end up with a Ranger that came back from the deep and still runs.

That's the way that the uninsured 41% seems to get by, and it usually works out ok.