We all agree that hitting a piece of debris and having your boat sink in 40 degree water isn’t good. In fact it is just a plain downer.
The point is what are the odds of this occurring?
You will more likely hit a piece of debris knocking off your prop or rudder. Still not fun but it will not sink your boat.
Imagine the force and speed needed to hit a piece of “floating” debris such that it puts a hole in your hull.
This is why these fishing boats are not sinking on a daily basis.
Again I appreciate the warning; I just don’t like the hyperbole.