Fund this...
Buyer beware. You take a chance with any investment. Just because you make a bad choice, don't expect ME to bail your butt out. But you do and I have no choice.
Some of us...me included as my husband has been out of work for 7 months, are tired of the whining. Start over like the rest of us who lost most of our savings in the last two downturns within 10 years.
GB
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