And the pictures are....where?
It is really unfortunate your homeowners won't cover that. Big $$$ outta pocket. I can relate. Ice damage is like gambling. Sometimes you luck out, which you should have being it was up out of the water, and sometimes you lose. Yeah that ice is highly unpredictable, as is the wind that pushes it. So sorry to hear. Sounds like it was a nice dock. Hopefully someone can do a good job salvaging it instead of having to replace it all.