We went with Riverbend out of Canada and have had great luck. Everything has gone together perfectly, no hitches whatsoever. I have talked to many others building similar projects on and around the lake and most have had problems with their kits. Financing was easy for us, insurance was tough. We are just waiting for the ice to go out so we can finish up, probably about a month to completion.
As far as financing, some of the smaller local banks are the best to deal with. We used Merrimack County Savings Bank in Concord, they have been great to deal with. Village Savings Bank is another however I found their rates to be quite a bit higher. With a post and beam you will probably have better luck, they are typically classified closer to conventional framing. Not being on an island will avoid many of the difficulties us island dwellers face.
If there is any further information I can help you with please feel free to ask. Good luck!
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