We are on a "private road" in Wolfeboro. Of course we'd like the town to provide services to us so we've petitioned the town to make it a "public road". They claim a public road has to meet certain criteria and ours doesn't. We have an HOA and have for years. We get together twice per year and talk about road stuff. Without an HOA, some folks won't want to pay for plowing or up keep or whatever. With an HOA, everybody is equal.
A few years ago we decided the road should be paved. We hired a contractor and paved it at our cost. 10 years later it still looks great. Much better then any other "town" road. Since we're private we get no trash collection, sewer, plowing, grading or any other service normally provided by the town. They do provide summer water though, which for us year round residents doesn't mean much.
In summary, we do a much better job managing and maintaining our road then the town ever would. I just wish the taxes reflected the fact we get almost nothing from the town, compared to those living on a public road in down town Wolfeboro. You really would benefit from having an HOA.
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