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Old 07-04-2011, 07:40 AM   #29
Mink Islander
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Default Credit card dispute

In my opinion you have zero recourse through the credit card company. You paid the charges in order to get your boat, and in so doing, agreed to them. If the card company reads your original email they would quickly conclude you willingly paid and at that point, their responsibility ends. This wasn't an unapproved or fraudulent charge. You admit you approved it. While I agree that the marina has leverage here - pay or don't get your boat back, there were other avenues to pursue before paying the bill. They just take time and probably money to pursue. You opted not to go that route. It is not the card company's job to reimburse you for bad decisions you make. Just my 2 cents.
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