Quote:
Originally Posted by LIforrelaxin
This is true in most cases...
There are caveats though.... I have seen policies, that don't even cover the trailer... I have also seen policies that cover the trailer and contents up to a certain amount....
And I know my current policy states that I can tow things and it doesn't void my policy... and my vehicle has continued coverage through the policy. But it doesn't cover my trailer or contents (collision). My boat and Jet-ski insurance policy covers the trailer and contents. I have been informed as the car policy is with one agency, and the boat and trailer with another that both have to be notified in case of a accident.
Bottom line always discuss things with your insurance agent.....
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correct in most cases and the reason is: When the trailer is attached to a covered insured vehicle the liability (or damages it cases) is covered by the auto liability. The second it disconnects from the trailer hitch it is on its own for liability. Now physical damage for the trailer requires to cover itself on its own could either be on your auto policy or your boat/trailer policy