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Originally Posted by LIforrelaxin
I have both a jetski and a boat covered by Progressive, combined I pay about 400$ a year. Do to Horse power ratings both my crafts are designated as performance crafts. Included This is a full coverage insurance policy, and covers both crafts for replacement cost. My crafts are probably over insured, but I tend to prefer it that way for piece of mind.
there are several flavors of boating insurance, when you shop and compare make sure you are comparing apples to apples.
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A lot of these cheap insurance companies rely on you not reading the fine print. So yes they save you money but many times you get far less coverage then you believe you have.
I also like to be over insured, I had my Baja insured for original replacement cost until I put it on consignment, then I dropped it to cover it for book value.