There are a couple of companies out there, one that comes to mind Nationwide, with that said, with properties in different states and different exposures it will be very hard to find one that encompasses everything you are looking for.
I am an insurance agent, and I still can't get it done with the carriers I have because they all have different guidelines and requirements.
Best thing to do:
Keep FL stuff with a carrier that writes in FL and then one that writes in NH for the NH stuff.
If possible you could find an umbrella to cover both, if not a umbrella for each state.
If you cannot get a carrier to do everything, the above is the best way to maximize available credits, and coverages. As some carriers might offer insurance in both states, but different credits could apply and there could be exclusions in one state but not in the other.
Optimally, the best would be to place FL stuff in a Trust, and NH in a trust to minimize the connections of assets in the event of a claim. Also that way there is clear separation for the insurance policies and for the lawsuit that might come along
__________________
Capt. of the "No Worries"
|