Quote:
Originally Posted by ishoot308
Hi S.L.;
I'm not an insurance expert but like you we also have three different insurance companies. Reason being some insurance companies simply do not insure boats or snowmobiles.
Currently our home, island camp, autos and motorcycle are with State Farm, boats are with Progressive and snowmobiles are with Allstate. We have an added 2 million umbrella on everything through State Farm. We are very happy with our selections above and have utilized them when needed with excellent results.
To answer your question, I'm not sure there is one "jack of all trades" insurance company for your home and toys or at least not one that would have reasonable rates for everything. In my opinion your best bet is to contact your current home insurer (Allstate) and see what they can cover or ask about an umbrella on everything.
Dan
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Thanks for the information. I will see what Allstate can cover.
I have one more question,
What is an umbrella policy and what does it do over and above the coverage I have now?