We are still in the shopping/thinking things over phase. I have very much enjoyed our test runs riding in the bow! It's a whole new boating experience. I agree wholeheartedly that captains skill set/judgment is the most important factor.....regardless of type and size of boat. One brand I hadn't mentioned but actually love is the 22' Searay Sundeck. We plan to get out in a Formula before final decision is made....have heard nothing but wonderful things about that brand. Not feeling as nervous as I was previously about the potential for swamping....all the boats we are considering sit higher out of water than I had envisioned. Funny aside...10 years ago when we were boating newbies....our inside joke was always that for some reason hubby's boat driving abilities always improved substantially after I had a glass of wine!! Haha!