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Originally Posted by brk-lnt
For the most part, the overall HOA at SouthDown does a good job of making sure the entire development is maintained and that you don't end up with things getting out of control.
Most of the regs that I can think of that I don't like are all minor things. Stuff like kids have to be 16 in order to drive golf carts on their own. Personally, I think that is stupid nanny-state garbage. I'm not saying a 5 year old should be sent off on their own, but at least by 13 if your kid can't handle a golf-cart, you've probably got some other issues to deal with... (note: we don't have kids, so at the end of the day this doesn't really matter to me anyway).
I think you end up with these sorts of things though because the people who don't like some of the regs are usually off boating and enjoying themselves instead of concentrating on the governmental administrivia  So, the oversight tends to naturally end up at the hands of people whose hobby is getting in everyone else's business.
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Although I do not live in SD I do a fair amount of work in there as well as Longbay.
First let me say the way some of the adults drive around in golf carts leaves me shaking my head. Enough said there.
As for the whole association thing I've heard so many complaints I've realized that it could never be for me. I think the biggest complaint I've heard is when the board changes hands and you get a majority or all and none are full time residents. This means you have a board with no idea of what happens M-F and from fall to spring and no vested interest because they just don't spend enough time there to truly care.
Yes it is all done through the election process but when the residents are far out numbered it is very easy to have this happen and have a board that's only concern is to spend a little as possible to get the lawns mowed and snow removed and other things done. Then if it isn't done all that well it doesn't matter because they do not live there so just ok is ok.
Another thing I've noticed is that you will have one board that has worked really hard to get quality contractors to maintain the buildings, then a new board comes in and flushes out all the contractors and hires less then quality workers which results in major repair costs down the road that the next board has to work on fixing.
AC2717 you would be surprised at what control insurance companies have over what they consider to be a safety issue or otherwise.
As mentioned in another thread an insurance company can and has raised rates or refused coverage if your house is peeling and needs a paint job.
DesertDweller good luck in your search, don't get me wrong there are a lot of different associations inside of SD, some are in turmoil while others fair very well. Do your homework and I am sure you will be rewarded.