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BroadHopper · 10-30-2012, 12:18 PM

I have a house on the Merrimack River in Hooksett. FEMA claim I am in the flood zone, i.e. within 200 feet of the river. However the house is located above the railroad almost 50' above high water level. According to town and state records, the property was never flooded, even during the '38 hurricane.

Because FEMA claims I am on flood zone, I have to purcase flood insurance to satisfy the mortgage lender. I have a great insurance agent who was able to find an appraiser to give me a substantial break!

Government is known to shoot before aiming.

10-30-2012, 12:18 PM	#5
BroadHopper Senior Member Join Date: Oct 2004 Location: Laconia NH Posts: 5,619 Thanks: 3,247 Thanked 1,117 Times in 802 Posts	Agreee with DR I have a house on the Merrimack River in Hooksett. FEMA claim I am in the flood zone, i.e. within 200 feet of the river. However the house is located above the railroad almost 50' above high water level. According to town and state records, the property was never flooded, even during the '38 hurricane. Because FEMA claims I am on flood zone, I have to purcase flood insurance to satisfy the mortgage lender. I have a great insurance agent who was able to find an appraiser to give me a substantial break! Government is known to shoot before aiming. __________________ Someday may never be an actual day.