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Originally Posted by Belmont Resident
GBG most policies are taking into account the boat being pulled or stored for the winter months. So yes you are covered but in a lot of cases not the same coverage as if it were in the water being used.
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I specifically asked, and then verified the contract when I received it. There is no suspension of navigation coverage in my policy.
You are correct, BR, and is another item that needs to be scrutinized when buying boating insurance. It would be a shame to have a loss on Nov 3rd if the boat had the suspension clause ending in-water coverage on Oct 31st, and was stilll in the water on the 3rd. And don't listen to someone that tells you as long as you are moored at the dock, you are covered past the suspension date as long as you don't take out the boat. I had a person tell me that
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