Were I to rent a boat from Anchor or anyone else, I would want to be sure that the insurance they carry covers the customer also if I were to rely on it. My guess is that it doesn't. A business owner would have to be nuts to rent something like a boat without insurance coverage (liability) for themselves. I would be interested to know if I rented a boat that the business's insurance also provided me, the customer, liability protection. Probably not, but maybe I'm wrong. Once again, caveat emptor.
Edit, just reread Don's post, Anchor does say customer as well. In this case Anchor should be able to provide proof of insurance to the customer as a matter of standard practice, much like a contractor will provide proof of insurance should you ask. If you are concerned about being covered, ask and ask for proof. I'm sure marinas that provide insurance will provide the details to you. I never rented from anchor.
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