My brother in law has been very successful renting out their home on a bay in Annapolis, MD, during the Naval Academy commissioning week (graduation) using VRBO. He gets an extremely high damage/security deposit AND 100% pre-pay; maybe a month before.
The guests can bring and launch their own boat, but NOT use owner's boat.
They do have a home office where they store their valuables and deadbolt secure locks. Renters should never be permitted to use owner's boats and other waterfront gear.
Deposit and screening the tenants is key.
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