When I took the course last year there were no hoops to jump through. If you wanted a permanent card you paid for it by filling out a form, after you passed the test, with the address which you want the card mailed. That way people who do not pass the test do not have to pay for the plastic card. Or people who are temporarily in the state and wish to operate a boat and do not need the plastic card do not have to pay for it.
The state has contracted with a company that issues the card and the information and card issue fee go forward to that company to mail you the card. It would take a lot of fancy equipment for the instructor to issue a card the night you took the class, thus the temporary paper license.
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