Two boats minimum….
I suggest you get a work boat -- something you can haul anything and everything in from furniture to groceries… And then the family boat as primary transport/runabout. Possible to combine the two, but I like having an older work boat that's open and rugged.
We have a '82 Whaler Montauk with a dodger (and down rigger for fishing!) and a 25' Wellcraft bow rider. Both serve us well. Wellcraft is the summer family boat. The Whaler is the work boat/fall boat for when the water gets too low at our docks for the I/O on the Wellcraft.
I also like the redundancy of having two boats on the island in case one won't start or needs service.
All personal choice really.
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