I think the 2 boat idea is a likely candidate as my wife does not care for any of the "work boats" I've shown her.
Currently leaning strongly towards the Eastern Sisu.
http://easternboats.com/220-sisu/
At $50k its not as bad as the 24 ft and my father in-law (a retired lobsterman) thinks its the most beautiful pleasure craft he has seen! I'd love a used one but they only started manufacturing them this year.
My only concern is the kids and the low sides but I can always lock them in the cabin!!!