Insurance layup clause
I just have my insurer issue a policy with no layup period. It costs just a little more and allows me to use my boat until the lake freezes. The last two years I have been able be on the water until the last week of December or first week of January. Its kinda neat being out there when guys are icefishing on some of the coves. I have also received my registration renewal before the end of the year so I hope that hasnt changed. I also take additional safety precautions that time of year because there is virtually no assistance nearby if you happen to fall in or breakdown.
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