Winnipesaukee Forum - View Single Post - Moving back to NH and I need a Mortgage For Self Employed

Misha888 · 03-19-2015, 07:30 AM

may be futile. 780 FICO, 40% LTV, straight refi for a lower rate = no results with three local banks. Being self-employed is like having the plague around here and that's having been in business for over 10 years . . . your "move" from FL might make it a little more difficult. They will not add back ordinary things like home office expenses, or truck expenses. If you get a loan, I'd like to know who you went through so that I may try them.

Good luck in your search.

03-19-2015, 07:30 AM	#15
Misha888 Senior Member Join Date: Jul 2007 Location: Gilford, NH Posts: 340 Thanks: 280 Thanked 90 Times in 62 Posts	Your search . . . may be futile. 780 FICO, 40% LTV, straight refi for a lower rate = no results with three local banks. Being self-employed is like having the plague around here and that's having been in business for over 10 years . . . your "move" from FL might make it a little more difficult. They will not add back ordinary things like home office expenses, or truck expenses. If you get a loan, I'd like to know who you went through so that I may try them. Good luck in your search. __________________ ☮ _/♥\_ & (✿ˆ◡ˆ✿)