Remember when we could wait 20 minutes to get to a phone and call? ;-)
Regardless, the only solution to this issue is one I am anxiously anticipating. It's on my bucket list!
I hate driving. A waste of my time. I'd rather be doing something else that is more interesting. So, I'm first in line for the self-driving car. All the naysayers will point to possible accidents, lawsuits, etc. But it is coming. A computer with the right programming and good sensors will react faster and more accurately than a human anytime. I, for one, can't wait, especially as I get older and look forward to NOT giving up my independence when my senses dictate I shouldn't be driving anymore anyway.
http://www.forbes.com/sites/federico...for-insurance/