PFD too.
Boat/US suggests your most important piece of safety gear is your PFD. I notice that MP wear theirs 100% of the time, vest type. My kids (adults) always wear a belt type inflatable PFD.
Obviously the lanyard and/or electronic lanyard have a big safety benefit, but if you go overboard and the boat automatically stops 50 yards away and drifts faster than you can swim...
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