I don't think too many people ever said "I wish I got a boat with less HP".
It is a tough decision when shopping especially with outboards costing what they do ($75-80 per HP, 350 Yamaha MSRP is somewhere around 30K). Stern drive boats are not much better, where you often have to spend $10K to go from the base engine to something the boat should have had already.
If you are in it for the long haul, you need to juggle initial cost, performance, fuel economy and fun. Of course if you ask everyone on the forum what they think, we will give different answers!! Best of luck with your shopping!
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