Quote:
Originally Posted by gnhdad
For those that have Progressive, any insight about which package you went with (they offered 3 during the quoting process)? The basic package didn't cover towing and/or uninsured boater coverage. Is it worth the peace of mind?
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On my 22' Eastern, I have a "Total Loss Replacement/Purchase Price" policy. Basically I get exactly what I paid for the boat when new ($51,000.00) in case of a total loss at any time. There is no depreciation whatsoever.
This policy includes roadside assistance, and coastal navigation coverage within 75 nautical miles, (not that I need that but it is included). I also have a $1000.00 replacement cost coverage for personal effects. My trailer is also covered as well as any and all installed marine electronics and uninsured boater...
Total annual premium = $177.00
If I remember correctly, the difference in price from their basic plan to this total purchase price plan plan was minuscule and well worth getting.
Hope this helps!
Dan