Back to insurance.
I was an insurance sales rep. for decades. No harm in telling somebody what you pay now, or who your carrier is. Saves a lot of time, e.g. "That's a great rate and you should stick with it." means
a. "I know that company and I can't compete with them." or
b. "I really would prefer not to have your risk in my book of business."
Either way, you save time and you didn't really want to go there after all.
Sometimes I'd get declarations pages with rating info redacted, and a statement saying "Please quote, don't call." Can't do it.
And after all, don't you want a company or agent you can talk to? That worth more in the long run than saving a few bucks.
And, look at the total package (not price). If they give you a good deal , but won't cover your OHRV or your Donzi, who will insure the lone item and treat you fairly?
I remember when it was hard to get an underwriter to cover a pontoon boat because it was called a "Party Barge". Things change, so shopping every few years is worth it for many people.
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