This is an interesting discussion...
to address some of the points raised:
perhaps there is no relevance to the off-season nature of an issurance claim, the point i was trying to make is: who ever wants to deal with an insurance company, even if the claim is honored?!
the properties i was refering to are normal seasonal residences that are rented weekly in the summer (8-12 weeks) Skip, are you saying that because of this fact, they are considered 'open' and subject to unannounced off-season visits, to "check them out"? i would submit that most of the folks that rent their homes from time to time would be suprised if this is the case.
lastly, any "unposted" property, residential in nature or not, can be 'visited' at any time for any reason (unless you are specifically told to leave)? if someone observes a vacant lakefront home with an inviting sandy beach, they can grab a cooler, have a picnic, and go for a dip? Sounds unreasonable...
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