The prime purpose is for assistance in steering at slow speeds like motoring into the dock area or loading your boat on the trailer. If your skeg is damaged or some of it is missing then the boat will have a tendency to wonder from left to right more then if the skeg is complete.
It is not critical to day to day operations, and if your comfortable with how she is handling you can wait until Fall to get her repaired (or not)
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A bad day on the Big Lake (although I've never had one) - Still beats a day at the office!!
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