Thanks. Ideally sandy bottom and we're okay with a fixer upper but with kids we want to swim and boat.
The monthly payments are not the issue it's the DP, we have enough for $500k but if we want more we'll have to wait another year or two to save more thus the question. We're debating island but with kids that might not be the best option right now and instead my get a nicer/larger place on a smaller lake. So many options.
