Had similar issue
I had the same issue on a project (not at lake). I knew the contractor, had done work for me before so there was no reason to mistrust? My mistake!!!!!!
After similar delays and problems I finally put my foot down and said finish the job or I will have to sue. Contractor just laughed and said sue me all you want since I do not have a penny to my name.
I ended up hiring a new contractor, lost about $20K on the project. Oh almost forgot to mention he did do about 65% of the work but guess what? Never paid his subs. They never filed mechanics liens so I was not responsible for the money owed to them but I did have a regular parade of people knocking on my door asking for money.
My advice? Cut your loses and move on otherwise this story will only bet worse.
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