My kids began using a 13 foot Whaler with a 20 HP engine at around 12. At first just using it so we could see them from the house, then gradually over that summer, going further out in the Lake. Both kids were pretty good boat handlers and knew the rules. Boat came with 2 fuel tanks. I took one out to limit their range. Found out years later that my son figured out that for a few bucks and some oil, he could extend his range by stopping at a marina for gas. Still have the Whaler, replaced the engine with a 25 HP four stroke and now grandchildren are enjoying it. Last year, I heard one of my grandchildren ask her Mom, “How old were you when you got to take the Whaler out by yourself?”. My daughter tried to claim that she could not recall. I jogged her memory. So I would say 12 is about right. It is easier these days with cell phones in the event there are any issues when they are out.
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