Every time I have looked at dental coverage, the premiums versus copay and service limits made it not worth it. In fact when I had a company, the employees requested dental, so we sat down and reviewed it, same issue, premiums paid versus payout didn't make sense. I told them I would pay for the insurance, or give them the equivalent of the premiums in their paychecks so they could apply that toward their dental bills. They took the cash.
The best dental insurance is to go to the dentist every 6 months and fix the things he/she tells you to fix when they tell you to fix them.
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