A word of caution about Progress for boat insurance.
Met a marine insurance rep this week, that told me that Progressive does not use OEM part replacements but use 'after market'..
Also that Progressive will not pay for just anyone to fix a boat/motor issues, but has to be one from they're preferred list.
He recommended Markel insurance:
https://www.markelinsurance.com/marine
I have Progressive and going to call them about above, and if all true will call Markel for an estimate.