Another point PeterG...
I assume when you say "at least one place I stumbled into by birth", means my inheritance? My parents bought the land in 1960. It has seen great appreciation. I have a lot of siblings who couldn't afford the place. In order to keep it in the family, I had to purchase the place from them at FMV, and recently. So my siblings got the benefit of the appreciation, and deservedly so. I did not reap a 50X return.
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Gary
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