Quote:
Originally Posted by Woody38
We had insurance with Providence Mutual through Prescott & Melcher on our condo at the lake. This by necessity rather than choice. We notified Providence Mutual in writing to cancel this policy prior to the expiration date.
Now we received a letter from Providence Mutual of cancellation due to non-payment of premium. Has anyone had similar experiences with an insurance company. I will contact the New Hampshire Insurance Department concerning this issue. As you know there could be consequences resulting from an incident such as this, affecting credit rating, denial of insurance coverage and other areas where credit ratings are checked.
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Why would any of that necessarily happen? I would straighten it out via the broker or the company before reporting it to the NH commission. It might be simple. These letters are made to sound as dire and irritating as possible.
I have never had any of these outcomes, even when dealing repeatedly with collection. There are so many real problems; this may not even be one.
Mac