Go all the way, do sea school, get some hours and go get your 100 ton and your towing endorsement. If it ever comes to it, you can run charters out on the ocean. Get the real captains license. I got mine and never looked back, keep in mind, some insurance companies still will not cover you even though you have the Marine Patrols play license. Some actually require the real captains license....
Cheers,
Will
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