[LIforrelaxin]

Thanks everyone for your feedback.....
I know I need to look into all angles such as deductibles etc. and will likely do that when the policy comes up for renewal in the fall. My Mother had already paid for the current year policy. Going through her paperwork that particular bill jumped out at me as likely higher then it should be. But knowing my father he probably had the lowest possible deductible, etc.... I also need to find out from the current insurance company if the fact that the property is in a trust has any bearing on the rate.. Versus something that is individually owned.

It turns out that the fun is only just beginning when someone dies. Cleaning up the estate and figuring out everything that is going on is so much fun... Even when you are prepared. My mother had done a fair amount of estate planning but ultimate, things still change......