tried both
I've rented mainland waterfront properties for several years and now have an island property. I prefer island for it's peace and quiet and the ability to totally get away from it all. Every trip to the island involves a boat ride and I see that as a plus. Aside from the lack of access for a few months (unless you have a hovercraft), it's usable in winter (if prepared) as well as summer. Seems like you develop closer friendships with neighbors. Also, we've found that, at least where we are, there are no black flies and mosquitos are relatively non-existent, except for a few weeks in spring and a half hour around sunset. As others have stated, you do neee to secure mainland boat access. Cheapest way is via rack ownership or rental and docks are getting very expensive and hard to find. You'll also need a "practical" boat that can carry "stuff" and people.
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