I have had rental property for years, both long term and weekly rentals on the lake. I have an umbrella as well as a primary policy and coverage has never been a problem. If your agent can't find you a carrier then I would consult with another agent.
My leases, even for the weekly rentals, state that the tenant assumes all liability for any injury or damage sustained by them or their guests. Obviously that is not bullet proof but it is a good start.
If you manage or maintain the property you will be a defendant in any lawsuit regardless of whether it is in an LLC or any other type of ownership. I don't worry about it, whatever happens, the insurance company will have to defend any lawsuit.
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