Chasedawg, I think your memory of previous registrations is incorrect. For as long as I can remember there was no pro rating on registrations. For a day or 365 days left in the season the fee is the same.
As suggested above, I would have just removed it from the water and registered it in the spring. You can even do it by mail to Concord DMV during the winter. The previous owner can just throw away the renewal for 2021.
It would have been nice if the person at the marina gave you a heads up before completing the paperwork and registering the boat.
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