Consider...
You don't mention if this is your first boat or not. If it is, I'd recommend looking for a creampuff used boat in a larger size, around 23 - 24'. You'll save the initial depreciation on the boat, and be less dependant on the "better" days on the lake.
That said, I spent last year in a 20' boat and went all over the lake. It was a very solid, very heavy (3700lbs dry) 20'. So, don't just think length, boat ride is very dependant on a number of factors beyond length.
I have a 24' this year, and it's much better.
Other's have it nailed, test drive ANYTHING you are seriously considering.
Good luck.
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