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upthesaukee · 05-06-2023, 09:31 AM

I have volunteered my time (services) since the early 1980's, starting with my son's involvement in Little League and my daughter doing competitive swimming. My insurance agent suggested that I purchase a Personal Umbrella Insurance policy (PXC) for coverage while I am doing this volunteer work.

It does require what some would call high underlying insurance limits, but given today's litigious society, having a $1 Million PXC is cheap coverage to protect my personal assets. It covers my vehicles, my house, and personal liability, with the basic limits being primary and the PXC secondary. Nice piece of mind, and it is now part of my entire Personal Insurance policy coverage (one policy for all).

Dave

05-06-2023, 09:31 AM	#5
upthesaukee Senior Member Join Date: Jan 2003 Location: Alton Bay Posts: 5,601 Blog Entries: 2 Thanks: 2,465 Thanked 1,983 Times in 1,083 Posts	Recommedation I have volunteered my time (services) since the early 1980's, starting with my son's involvement in Little League and my daughter doing competitive swimming. My insurance agent suggested that I purchase a Personal Umbrella Insurance policy (PXC) for coverage while I am doing this volunteer work. It does require what some would call high underlying insurance limits, but given today's litigious society, having a $1 Million PXC is cheap coverage to protect my personal assets. It covers my vehicles, my house, and personal liability, with the basic limits being primary and the PXC secondary. Nice piece of mind, and it is now part of my entire Personal Insurance policy coverage (one policy for all). Dave __________________ I Live Here... I am always UPTHESAUKEE !!!!