I have Geico and Boat US for boats. The premiums seem fair and towing is included.
It was posted above that the the agent was awesome. I have the same situation. All my insurance, except watercraft, has been through the same agent for 30 years. He is a nice guy.
But, I think as the years go by the agents tend to increase the premiums where they can. I have not looked, but I should, to see what others offer for the same property and umbrella coverage. I also believe that when you look and get prices, you will get a low quote to earn your business but in the following years the premiums will creep up.
It is nice if the agent is a friend. but if you already have plenty of friends but not more money than you could ever spend, it might be something to look at.
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