Usaa
I've used USAA for over 50 years., Get a dividend check in December, and several hundred dollars "Senior Bonus" in February. I also have several thousand $$ in a "Subscriber Savings Account) which I would get when I leave. That's how they handle reserves. Qualified people on the phone 24/7, so I don't have to wait 'til Monday am for the office to open. Had some water damage to a residential property a few years ago. I knew it wasn't covered, but they were happy to send out a local adjuster "just in case there is something that might be covered." I like that attitude.
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