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					Originally Posted by  FlyingScot
					 
				 
				You're closer to this than I am, so I feel awkward questioning you.  But with the weather of the past few years, it's hard to look at Florida real estate as anything but an insurance time bomb waiting to go off 
			
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 I wasn’t going to raise that issue. In fact, we’ve lived and worked in Florida for over 50 years.  Our house was totaled in Hurricane Andrew and we never returned to it.  It was a traumatic experience and we said when we could both retire we would spend hurricane season somewhere else.  Hence our first visit to Winni and purchasing on the Lake.
In essence, we’re “sunbirds” rather than “snowbirds.”
Certainly, millions of people live in FL and enjoy it.  But IMO ignoring that risk anywhere in Florida is not realistic and that discussion should be in anyone’s plans.